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The Centre for Advanced Financial Research and Learning (CAFRAL) has been set up by Reserve Bank of India in the backdrop of India’s evolving role in the global economy, in the financial services sector and its position in various international fora, to develop into a global hub for research and learning in banking and finance. CAFRAL is a not-for-profit organisation; it is an independent body promoted by the Reserve Bank of India (RBI). CAFRAL became operational in January 2011 with Usha Thorat, former Deputy Governor, RBI taking over as Director. It is engaged in conducting seminars, conferences and other learning programs for central banks, regulators, senior management in the financial sector, industry and government on matters related to banking and finance. CAFRAL undertakes research in areas of interest to the financial sector.


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