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The Idukki District Co-operative Bank Ltd. No.4334 registered under the Kerala Co-operative Societies Act 1969, (Act 21 of 1969) on 31.01.1973 and started functioning on 01.07.1973 under the license of Reserve Bank of India vide No. ACD.KR.17C with its headquarters at Idukki. Its area of operation extends to the whole of the Idukki Revenue District. The District Co-operative Bank is the bank of the rural people. Development of rural banking has become the subject of prime importance. The bank has recorded considerable increase in business in recent years both in regard to the deposits and advances. Responsibility of the bank for development finance necessitating formulation and implementation of schemes in the field of agriculture and allied activities has also increased in recent years. As a result, the Bank faced with many problems in relation to proper use of resources including credit requirements of the agriculturists and non-agriculturists of the community. The Idukki District Co-operative Bank is shouldering a great responsibility of assisting the rural poor. Besides it has to face severe competition from other Scheduled Banks for deposit mobilization and disbursing of rural credit. But the Bank has succeeded the challenges.


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