Ing Vysya Bank Ltd Hiring B.Tech/B.E, BCA, Any Post Graduate freshers 2015 for Relationship Officer at Karnal. Candidates who have completed B.Tech/B.E, BCA, Any Post Graduate can apply for this job from Ing Vysya Bank Ltd.
Company Name: Ing Vysya Bank Ltd
Position: Relationship Officer
Education: B.Tech/B.E, BCA, Any Post Graduate
Experience: 0 – 2 yrs
Salary: Not specified
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at http://www.kotak.com
Reach Business goals through qualitative business, convert leads to business opportunities, negotiating terms to meet client requirements within the broad policy norms of the Bank and be the interface between the bank and the client for the ARB segment.
Principal Accountabilities of the Role:-
Reach the Targets set for Business and Contribution.
Sourcing, converting leads to Business, negotiation and Monitoring growth
He / She should have thorough knowledge on the preparation of Credit proposals, Credit administration, Credit risk, Credit Monitoring Specifically ARB Advances Portfolio.
Credit Marketing and achieving given target.
Putting up of proposals collecting all the requisite details to the appropriate sanctioning authority.
Obtaining proper documents and presenting the same to appropriate authorities (CAPU) for clearance and disbursal of the loan / advances.
Adhering to all the sanction terms & conditions, and closely monitoring the account.
Obtaining of data from the customers, as per the sanction terms and putting up the same to the appropriate authorities with their comments.
Attending to RBA and other Inspections, Audit, RBI audits, and attending all their queries.
Monthly reporting the data to ARB Department: ROCO.
Claiming subsidy and maintaining registers wherever applicable.
Participation in BLBC / DCC meetings
Maintaining Healthy portfolio
Monitoring, periodical reviews/renewals of existing limits, Unit visits, discuss with clients for suggesting corrective measures etc., for mutual benefit.
Periodical inspection of securities / Unit Inspection, and reporting of the same to the higher ups with observations if any.
Provide leads; suggest suitable products to ARB clients to improve contribution and client base. I.e. Marketing of other services of IVBL & subsidiary services of IVBL/IVL
Reduction of NPA
Recovery, Monitoring, compromise through negotiations (or) resort to legal recourse.
Reach PSA, Agri and Weaker Section Goals
Identify specific segments/activities to finance, which qualify for PSA, Agri and Weaker sections.Data integrity.
Ensure data integrity and proper tagging of ARB assets.
UG: B.Tech/B.E. – Any Specialization, BCA – Computers
PG:Any Postgraduate – Any Specialization, Post Graduation Not Required
Doctorate:Doctorate Not Required
Graduate in Agricultural sciences is preferred.Preferably in Agricultural Sciences like Agri, Horti, Seri, Dairy, Veterinary sciences etc
Preferably BE / B.Tech/ BCA
Technical and HR Interview
Document Required (Original and Photocopies):
Graduation & Post Graduation all yearsí mark sheets
Photo ID proof (Pan Card/ Passport / Driving License / College ID)
How to Apply: