Ing Vysya Bank Ltd Hiring B.Tech / B.E, BCA, Any Graduate freshers 2016 for Relationship Officer at Jaipur, Amritsar, Quadian, Nawanshahar. Candidates who have completed B.Tech / B.E, BCA, Any Graduate can apply for this job from Ing Vysya Bank Ltd.
Company Name: Ing Vysya Bank Ltd
Position: Relationship Officer
Education: B.Tech / B.E, BCA, Any Graduate
Experience: 0 – 2 yrs
Salary: Not specified
Total No of Vacancy: NA
Location: Jaipur, Amritsar, Quadian, Nawanshahar
Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore.
Principal Accountabilities of the Role :-
Reach the Targets set for Business and Contribution:
Sourcing, converting leads to Business, negotiation and Monitoring growth
He / She should have thorough knowledge on the preparation of Credit proposals, Credit administration, Credit risk, Credit Monitoring Specifically ARB Advances Portfolio.
Credit Marketing and achieving given target.
Putting up of proposals collecting all the requisite details to the appropriate sanctioning authority.
Obtaining proper documents and presenting the same to appropriate authorities (CAPU) for clearance and disbursal of the loan / advances.
Adhering to all the sanction terms & conditions, and closely monitoring the account.
Obtaining of data from the customers, as per the sanction terms and putting up the same to the appropriate authorities with their comments.
Provide leads; suggest suitable products to ARB clients to improve contribution and client base. I.e. Marketing of other services of IVBL & subsidiary services of IVBL/IVL
Reduction of NPA :
Recovery, Monitoring, compromise through negotiations (or) resort to legal recourse.
Reach PSA, Agri and Weaker Section Goals :
Identify specific segments/activities to finance, which qualify for PSA, Agri and Weaker sections.
Data integrity :
Ensure data integrity and proper tagging of ARB assets.
Educational Qualifications :-
Graduate in Agricultural sciences is preferred.Preferably in Agricultural Sciences like Agri, Horti, Seri, Dairy, Veterinary sciences etc
Preferably BE / B.Tech/ BCA
Personal Characteristics & Behaviors :-
Decision making ability and negotiating skills.
Technical and HR Interview
Document Required (Original and Photocopies):
Graduation & Post Graduation all yearsí mark sheets
Photo ID proof (Pan Card/ Passport / Driving License / College ID)
How to Apply: