RHFL

Qualification in Details:

1. Position: Branch Manager - Jalgaon (Maharashtra)

2 .Pay & Perquisites: CTC starting from Rs. 7.00 lakhs per annum (fixed + variable). However, experienced candidate would be compensated suitably as per market standard and Management discretion.

3. Qualification: Any Graduation (10+2+3 format) from a UGC recognized university. Post graduation & professional qualification shall be given additional weightage.

4. Experience: 

a. Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending /marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must. Experience of heading a branch will be preferred. For further age relaxation, commensurate additional experience would be required.Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must.

b. Fluency in Marathi (read, write & speak) besides English and Hindi is must.Early joining will be preferred. For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference / background verification.

5. Job Description: 

a. To source quality and quantity business (home loan) as per target given in conformity with the credit policy of the Company.To handle lending operations of branch, which require speedy processing of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring.

b. To coordinate with panel valuers / advocates for effective delivery within stipulated turnaround time.To monitor collections and manage effectively the receivables and achieve the targets set for recovery / delinquency.ï‚· Timely achievement of business targets set under different parameters and make the branch a profit center.